Free
Anyone trying the engine
$0
Sketch a real year-by-year plan.
- Cash-flow sketch for one household
- 1 scenario, 2 accounts, 2 goals
- 3 what-if sliders
- One watermarked Monte Carlo
- One watermarked PDF
Select a plan
Start free. Pay when the math is working.
Same features as the homepage. Free is a sketch. Pro unlocks tax, Roth, RMDs, and Ask Anything.
Pro
Usual pickDIY planners who want the full engine
$12/mo
Unlock tax, Roth, RMDs, and Ask Anything.
- 8 scenarios, unlimited accounts & goals
- Federal tax, IRMAA, Roth conversions, RMDs
- Unlimited Monte Carlo and PDF export
- Estate / legacy and education planning
- Ask Anything on your own numbers
Family
Couples and multi-person households
$18/mo
One workspace for the household.
- Everything in Pro
- Unlimited scenarios
- Multi-profile household planning
- Business succession tools
- Shared workspace for the family
Advisor
Planners working more than one household
$49/mo
Client roster, firm mode, professional export.
- Everything in Family
- Client roster and firm mode
- White-label PDF
- Compliance review notes
- Work across many households
| Included | Free | Pro | Family | Advisor |
|---|---|---|---|---|
| Year-by-year cash flow | ||||
| Cloud save (signed in) | ||||
| Scenarios | 1 | 8 | Unlimited | Unlimited |
| Accounts / goals | 2 / 2 | Unlimited | Unlimited | Unlimited |
| What-if sliders | 3 | Unlimited | Unlimited | Unlimited |
| Tax, IRMAA, Roth, RMDs | ||||
| Monte Carlo | 1 preview | |||
| PDF export | 1 preview | |||
| Ask Anything (AI) | ||||
| Estate / education | ||||
| Household / business | ||||
| Client roster & firm mode | ||||
| White-label reports |
Billed monthly in USD. Cancel anytime from Account.